Ghana's Modern Payment Stack

Modern payments
for Ghana.

PayX helps businesses in Ghana get paid via mobile money across the country, and disburse funds instantly with one unified API.

Trusted by forward-thinking businesses in Ghana

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Everything you need to
scale money.

From early-stage startups to enterprise market leaders, PayX powers your entire financial operations with absolute clarity.

Accept Mobile Money
seamlessly across Ghana.

Give your customers the ultimate checkout experience. Accept payments via MTN MoMo, Telecel Cash, and AirtelTigo with a single, elegant integration built for the Ghanaian economy.

Optimized Mobile Money Checkout Modals
Direct Telco Integrations for 99.2% Success Rates
Instant Settlement & Real-time Webhooks
PayX Checkout Modal

Web Checkout Experience

PayX Web Checkout
PayX Payouts Dashboard

Comprehensive Merchant Portal

PayX Merchant Dashboard

Power automated
payouts & disbursements.

Send money to any mobile money wallet or bank account in Ghana instantly. Perfect for paying vendors, disbursing employee salaries, or handling fast customer cashouts.

Single & Bulk Transfers via API or CSV Upload
Automated Wallet & Account Name Verification
Multi-user Approval Workflows for Security

Complete commerce tools
to grow your business.

You don't need a line of code to start selling. Create professional payment links, send automated itemized invoices, and set up recurring subscriptions in minutes.

Shareable Payment Links & QR Codes
Professional Invoices with Automated Reminders
Recurring Subscriptions for Weekly/Monthly Billing
PayX Commerce Tools

Designed for developers.
Optimized for speed.

We've abstracted the complexity of 3 different provider protocols into a single, elegant REST API. Go from zero to live in minutes, not weeks.

Official Node.js SDK
Webhooks via HMAC
Comprehensive Docs
Sandbox Environment
POST /v1/charge
{
  "amount": 500.00,
  "currency": "GHS",
  "network": "MTN",
  "phoneNumber": "024XXXXXXX",
  "externalId": "order_782",
  "callbackUrl": "https://api.myapp.com/webhook"
}
Response: 202 Accepted

Military-grade
Infrastructure

Reliability is our primary feature. We've built PayX from the ground up for high-availability financial operations.

ISO 27001 Compliant
99.99% Guaranteed Uptime
Automatic Failover

48,254+

Total Transactions

263+

Merchant Network

184ms

Avg. Latency

99.2%

Success Rate

Start building the
future of Ghana.

Join 200+ businesses scaling with PayX Infrastructure today. No setup fees, no hidden costs.