PayX helps businesses in Ghana get paid via mobile money across the country, and disburse funds instantly with one unified API.
Trusted by forward-thinking businesses in Ghana
From early-stage startups to enterprise market leaders, PayX powers your entire financial operations with absolute clarity.
Give your customers the ultimate checkout experience. Accept payments via MTN MoMo, Telecel Cash, and AirtelTigo with a single, elegant integration built for the Ghanaian economy.

Web Checkout Experience


Comprehensive Merchant Portal

Send money to any mobile money wallet or bank account in Ghana instantly. Perfect for paying vendors, disbursing employee salaries, or handling fast customer cashouts.
You don't need a line of code to start selling. Create professional payment links, send automated itemized invoices, and set up recurring subscriptions in minutes.

We've abstracted the complexity of 3 different provider protocols into a single, elegant REST API. Go from zero to live in minutes, not weeks.
{
"amount": 500.00,
"currency": "GHS",
"network": "MTN",
"phoneNumber": "024XXXXXXX",
"externalId": "order_782",
"callbackUrl": "https://api.myapp.com/webhook"
}Reliability is our primary feature. We've built PayX from the ground up for high-availability financial operations.
48,254+
Total Transactions
263+
Merchant Network
184ms
Avg. Latency
99.2%
Success Rate
Join 200+ businesses scaling with PayX Infrastructure today. No setup fees, no hidden costs.