Ghana's Modern Payment Stack

The API for
Digital Commerce.

Accept payments, send payouts, and manage finances with one unified API. Built specifically for the Ghanaian economy.

Trusted by forward-thinking businesses in Ghana

FINTECH+AGROCORPAKOSUA'SACCRA.IOVOLTA LABS

Everything you need to
scale money.

From early-stage startups to enterprise market leaders, PayX powers your entire financial operations.

Accept Payments

One integration for MTN MoMo, Telecel Cash, and AirtelTigo. Seamless checkout experiences that convert.

Checkout

Send Payouts

Bulk disbursements to any mobile money wallet in Ghana. Instant, reliable, and secure.

Dashboard

Real-time Webhooks

State-of-the-art event delivery system with HMAC-SHA256 signing and automated retries.

Powerful Analytics

Deep insights into your transaction volume, customer behavior, and success rates.

Local Context

Native support for GHS and deep integration with all Ghanaian telecommunication providers.

Designed for developers.
Optimized for speed.

We've abstracted the complexity of 3 different provider protocols into a single, elegant REST API. Go from zero to live in minutes, not weeks.

Official Node.js SDK
Webhooks via HMAC
Comprehensive Docs
Sandbox Environment
POST /v1/charge
{
  "amount": 500.00,
  "currency": "GHS",
  "network": "MTN",
  "phoneNumber": "024XXXXXXX",
  "externalId": "order_782",
  "callbackUrl": "https://api.myapp.com/webhook"
}
Response: 202 Accepted

Military-grade
Infrastructure

Reliability is our primary feature. We've built PayX from the ground up for high-availability financial operations.

ISO 27001 Compliant
99.99% Guaranteed Uptime
Automatic Failover

48,300+

Total Transactions

241+

Merchant Network

184ms

Avg. Latency

99.2%

Success Rate

Start building the
future of Ghana.

Join 200+ businesses scaling with PayX Infrastructure today. No setup fees, no hidden costs.